My insurance company said I don’t need a lawyer, do I?


If you or a loved one have been injured in a car wreck, then you are now in the business of trying to overcome those injuries and to get well as fast as possible. Your job will be to get back to life as it was before you were hurt. The at-fault driver’s insurance company will be in the business of trying to pay as little as absolutely possible on your claim. And their business is good.

Insurance companies attempt to pay out less on claims then they take in on premiums. One of the ways they do that is to settle claims for far less than they are worth. How do they do this? Quite simple: They attempt to convince injured people that they do not need legal representation. They attempt to convince injured people that personal injury lawyers will take all of the recovery.

Once they convince you, the injured person, not to retain a lawyer, they can begin whittling down the value of your claim.

Their first step is to get a recorded statement from you. In the recorded statement, they will attempt to get you to say things that will hurt your case, often without you knowing it. This is accomplished through leading questions, similarly to the way lawyers cross exam hostile witnesses on the stand. Unfortunately, many people get locked into statements that don’t reflect the truth, only because they were lead into admitting things that weren’t correct.

The second step is to nit-pick your medical bills. They ask you things like “Why did you go to the chiropractor so much?” or question the need for certain procedures. They will ask you to provide them permission to see your entire medical file, then attempt to use pre-existing problems against you.

The third step is to completely disregard compensation for ‘pain and suffering.’

Hiring a personal injury lawyer can put a stop to all that. A car accident attorney speaks on your behalf, understands the value of claims, and will file a lawsuit if necessary. In other words, will help you obtain full value for your injury.

If you or a loved one have been involved in a car accident and the at-fault driver’s insurance adjuster is trying to be your friend, it is important that you call and speak to one of our experienced Atlanta personal injury lawyers today.