If you’ve been injured while a passenger of an Uber car, you will have the same right to be compensated for your injuries that you would as a passenger of any other car. The issue will be which insurance policy will be applicable.
If the Uber driver is responsible for the wreck, then a claim can be made against the Uber driver’s insurance policy. As of March 2016, Uber requires that its drivers maintain a liability policy of at least $1 million dollars per incident. This liability policy covers injuries sustained by the passengers as well as drivers and passengers of any other cars involved. The coverage begins the moment the Uber driver accepts the fare to the time that the trip concludes.
If the Uber driver is not responsible for the wreck, then you will make a claim against the at-fault driver’s insurance. Still, Uber drivers are required to maintain $1 million dollars in underinsured/uninsured motorist coverage. So, in the event of a hit-and-run, or where the at-fault driver does not have insurance sufficient to compensate the injured Uber passenger, a claim can be made against the Uber driver’s UM policy.
If you or a loved one have been injured while a passenger of an Uber, you will want to speak with an experienced car accident lawyer to determine insurance coverage. So please, don’t hesitate, call and speak to one of our Atlanta lawyers at Schenk Smith today. Our consultations are always free.