If you have been injured in a car wreck with an Uber driver, and the Uber driver is at fault, then you may have a personal injury claim. Most likely, the claim will be against the driver directly, not necessarily against Uber.
Uber, a ridesharing company operating in Atlanta, Georgia, classifies its drivers as independent contractors. Independent contractors, by and large, are going to be solely responsible for their own torts, including negligence while driving.
But there is little reason to worry, because there is likely a substantial insurance policy that will cover your injuries whether the Uber driver is transporting a fare or not.
As of March 2016, Uber requires all of its drivers to maintain liability insurance coverage up to $1 million dollars, per incident. This policy is in effect from the time that the Uber driver accepts the fare to the to the time of drop-off. So, if the Uber driver causes a wreck that injures you at this time, you may be covered by this policy.
Also, the Uber driver must maintain personal insurance coverage applicable between trips or when not accepting or transporting fares. To the extent that the Uber driver does not carry this coverage, then Uber maintains coverage for bodily injuries up to $50,000 per individual per incident with a total of $100,000 per accident.
A claim against the Uber driver’s insurance will move forward almost like any other claim for bodily injuries. As such, you will want to be vigilante at the scene of the wreck, and collect as much information as possible. Photograph any damage, and collect any witness statements.
If you or a loved one have been injured in a car wreck with an Uber driver, you will want to speak with an experienced car accident lawyer to determine insurance coverage. So please, don’t hesitate, call and speak to one of our Atlanta lawyers at Schenk Smith today. Our consultations are always free.