I was injured in a car accident but there is little damage to the car. Can I still bring a claim?


Regardless of the amount of damage to either vehicle after a car accident, if you were injured, then you have the right to bring a claim against the at-fault driver. Pure and simple.

Most insurance adjusters operate under the idea that minimal car damage means minimal bodily injury. Unfortunately for them, science is in absolute opposition to that notion.

Bumpers are designed to protect the vehicle, NOT the passengers, from damage in low speed, rear end collisions. Because of this design, the vehicle does not ‘absorb’ the blow, but instead accelerates forward quickly. While most of your mid-section and shoulders move with your car, your head and neck remain stationary. As such, your neck is hyper-extended. Then, the head snaps violently forward. At the time that your head stops moving forward, it moves back almost as quickly. This can cause whiplash, cervical sprain or strain, and severe pain. In short, you can be very hurt, while your car doesn’t even receive a scratch.

There are multiple factors, which do NOT include the amount of damage to the vehicles, that bear on the seriousness of the injuries. The size of the vehicles, the type of bumpers, the body position of the occupants at the time of collision, whether the occupants were “braced” or “ready” for the impact, and the age or preexisting conditions of the occupants.

Do not let an insurance adjuster tell you that you have no claim because there is little to no property damage. This is often not the case.

If you or a loved one have been injured in a car or truck accident in which there is little to no property damage, then do not delay, call and speak to the experienced Atlanta car accident lawyers at Schenk Smith today for a free case evaluation.